Fixed Loans

The 30-year and 15-year fixed are the most popular loans

Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. Onboard 1 Mortgage specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.
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Benefits of Fixed Loans

  • 5% minimum down payment required on purchase
  • Minimum credit score - usually 620
  • Post- bankruptcy: can qualify after 4 years
  • Post-foreclosure: can qualify after 7 years
  • Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)

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